I have OP magic. I can reverse time and take my money back from your future. There is no escape from OP Magic Lemmings.

You have 1 year. What do you do with this small sum of money?

  • hperrin@lemmy.caEnglish
    811·
    6 days ago

    Take out a loan using it as collateral. Then it doesn’t matter if you take it back, I still have the loan. Then I guess buy a small company and gut it for resources. Rinse and repeat. Get rich. Lose my ethics. Start paying off women with offers of a horse. Lose my hair. Get my butt hair put on my head. Buy a shitty company and make it shittier. Treat my kids like garbage. Buy the president. Be the most hated man in the world. Fake my gaming stats. Die alone.

  • sga@lemmings.worldEnglish
    10·
    5 days ago

    Probably make a fixed deposit with the principal of 1 Million, and then after a year, (Assuming annual interest rate of around 7%) I would get 1.07 million, and give you 1 Million back, and still have USD 70,000, which is still a good amount to get for free. If we get quarterly interest rate, it would be slightly higher, so will try for that

    • moseschrute@lemmy.mlEnglish
      4·
      5 days ago

      Where are you finding low risk investments with that much interest? Genuine question. Maybe I should shop around more. I would expect closer to 3.5-4%.

      • sga@lemmings.worldEnglish
        1·
        5 days ago

        In India Fieex deposits for a period of ~400 days offer that. For lower periods it is lower. It is not a great investment if you account for inflations (that would be another ~5%, so after a year, the effective value would be close to 1.07/1.05 ~= 1.0190476)

  • WoodScientist@sh.itjust.worksEnglish
    30·
    6 days ago

    I refuse to accept it. I don’t make deals with magical tricksters. Same reason I don’t fuck around with genies. It’s just not worth it man.

    • MuskyMelon@lemmy.world
      5·
      6 days ago

      OP hasn’t specified what he’d do if not repaid so that’s not genie-like according to my Aladdin research.

      • WoodScientist@sh.itjust.worksEnglish
        1·
        6 days ago

        I just try to avoid deals with magical beings of any kind. It never ends well. Thank you, but I’m more than capable of saving for retirement slowly with a regular retirement account. I don’t care what the consequences may or may not be. I don’t fuck around with magic.

  • daggermoon@lemmy.world
    211·
    6 days ago
    • Take the money
    • Travel the world
    • Fake my death so you can’t ask for the money back
    • Change my name to something Russian sounding
    • Find goth latina partner
    • Run away together
    • Start a new life in a country where no one speaks English
    • Teach goth latina how to torrent and use Linux
    • Mary goth latina
    • Grow old and die for real

    This plan will work, right?

  • Asafum@feddit.nl
    23·
    6 days ago

    I’d invest in a CD at a credit union. No risk of loss and at least a 3-4% rate, or I’d park it in a high interest savings account. Some are even close to 5%. Then I’d ask for the same deal again next year and every year after lol

  • technopagan@discuss.tchncs.de
    14·
    6 days ago

    Use 500k to get my foot in the door at one of the 0% tax havens (they often require >=500k investment to get a legal entity representation). Use the other 500k + my savings to rake in the expended 500k at 0% tax via investments. Pay you back on time and be left with a 0% tax haven foothold that’ll make me +20-30% on anything I’ll invest in the future, compared to what I’d gain on investments right now due to taxation in my country.

  • expatriado@lemmy.world
    19·
    6 days ago

    imagine getting that deal and also getting invited to the white house’s insider trading signal group

  • RandomVideos@programming.dev
    6·
    6 days ago

    Since you will change the past and reverse the changes due to me having no intention to give the money back, i will try to create as much chaos as possible with the money

  • ramble81@lemm.ee
    7·
    6 days ago

    I’m curious how you can take it back if I no longer have it. Say I spend it on activities and services, how can you recover it? Physical goods, you might be able to take those.