

lets just hold the line of “the answer is always username/password + second factor”.
could be username/password + totp…
could be username/password + passkey…
if someone figures out my password, i dont lose everything…
if someone steals my passkey, i dont lose everything…
even if i do use the same password for everything, the second factor has it covered.
(nobody will ever guess my password of ******** anyway!)



this is worthy of its own post - its super interesting imho